PRIVACY POLICY

Way To Rich (WTR)

Effective Date: 01 January 2026

Last Updated: 01 March 2026

Way To Rich ("Company", "WTR", "we", "our", or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, share, and protect information when you use the Way To Rich mobile application ("App").

By registering and using this App, you consent to the collection and use of your information as described in this Privacy Policy. If you do not agree, please do not use this App.


1. About Way To Rich

Way To Rich is a digital platform that enables users to purchase 24K pure gold and silver through a manual UPI payment and admin verification process. The App also provides portfolio tracking, live price tracking, referral rewards, KYC verification, and withdrawal request management.

Way To Rich does not function as a bank, NBFC (Non-Banking Financial Company), stock exchange, or SEBI (Securities and Exchange Board of India) registered investment advisor.


2. Information We Collect

2.1 Registration Information

When you register on Way To Rich, we collect:

  • Full Name
  • Mobile Number
  • Email Address (optional)
  • Referral Code (optional)
2.2 KYC & Identity Information

KYC verification is required to unlock withdrawal features and verify age.

  • PAN Card number and uploaded image
  • Aadhaar Card number and uploaded image
  • Date of Birth (for age verification – users must be 18+)
  • Bank Account Details (Account number, IFSC code, Account holder name)

KYC documents are submitted to our admin for manual review and approval. We do not use automated facial recognition or biometric processing.

2.3 Payment Information

All payments are made via UPI through your preferred UPI app.

We collect:

  • UPI Transaction ID
  • Payment screenshot
  • Transaction amount
  • Purchase request details

We do NOT store your UPI PIN, bank password, debit/credit card numbers, or any sensitive payment authentication data.

2.4 Transaction & Portfolio Data
  • Purchase and withdrawal transaction history
  • Wallet balance and portfolio value
  • Referral activity and rewards
2.5 Device & Usage Data
  • Device type and operating system
  • App usage patterns and session data
  • Log data and error reports
  • IP address

3. How We Use Your Information

  • Register and manage your user account
  • Verify your identity and age through KYC
  • Verify UPI payments and process purchase requests
  • Update wallet balance after payment verification
  • Process withdrawal requests
  • Provide live gold and silver price tracking
  • Display portfolio and transaction history
  • Manage referral rewards
  • Conduct promotional programmes
  • Prevent fraud and misuse
  • Comply with applicable Indian laws
  • Improve app functionality and user experience

4. Age Verification & Minor Protection

Way To Rich is strictly intended for users who are 18 years of age or above. We verify age through PAN and Aadhaar KYC document review.

If we determine that a user is below 18 years of age, their account may be suspended immediately.


5. Data Sharing & Disclosure

We do not sell or rent your personal information.

We may share information only in the following cases:

  • Legal Compliance
  • Fraud Prevention
  • Trusted Service Providers
  • Legal Protection
  • Business Transfers

6. KYC Data Handling

KYC documents are reviewed by authorised admin personnel only and used exclusively for identity verification, age verification, fraud prevention, and compliance with Indian laws.

Aadhaar data is handled according to the Aadhaar Act 2016 and UIDAI guidelines.


7. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect personal data. However, no online platform can guarantee absolute security.


8. Data Retention

We retain information as long as necessary to:

  • Provide services
  • Comply with legal obligations
  • Resolve disputes
  • Prevent fraud

9. User Rights

Users may request:

  • Access to their personal data
  • Correction of inaccurate data
  • Deletion of their account (subject to legal obligations)
  • Withdrawal of consent where applicable


10. Third-Party Links & Services

The App may link to third-party services such as UPI payment apps. We are not responsible for the privacy practices of such services.


11. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Continued use of the App after updates constitutes acceptance of the revised policy.


12. Contact Us

Way To Rich

Phone / WhatsApp: +91 7338889337

Way to Rich

Start using the app and benefit from our expertise in designing a smooth, conversion-focused experience built for gold and silver buyers like you.

Contact Us